Millington TN Homes for Sale | NSA Mid-South VA Loan Guide 2026
Venus O. Miller | eXp Realty

Millington, TN
Homes for Sale

Home of NSA Mid-South. Affordable Shelby County living, strong VA loan buying power, and a short commute to the base โ€” ideal for military families and first-time buyers alike.

38053 ยท 38054
Zip Codes
~$251Kโ€“$278K
Median Price
Shelby Co.
County

Why Buyers Choose Millington

Millington, Tennessee is home to Naval Support Activity Mid-South โ€” the Navy's Human Resources Center of Excellence and one of the largest single employers in Shelby County, with over 7,500 personnel and contractors on base. Millington sits about 21 miles north of downtown Memphis and offers some of the most affordable home prices in the entire metro area, making it a strong option for first-time buyers, growing families, and PCS military buyers using a VA loan.

On-base privatized housing through NSA Mid-South has only about 280 units, so many military families look off-base in Millington โ€” and increasingly in nearby Bartlett, Arlington, and Atoka โ€” for more space, more options, and often a shorter wait. As a VA loan and military relocation specialist, I help PCS families navigate this process from out of state or overseas, often without ever setting foot in Memphis until closing day.

2026 BAH Rates for NSA Mid-South (Memphis MHA)

Tennessee has no state income tax, and the low cost of living in Millington means your BAH often stretches further here than at many other duty stations. Sample 2026 rates below โ€” see my full BAH guide for every pay grade.

Pay Grade Without Dependents With Dependents
E-5 $1,719 $2,154
E-6 $1,839 $2,319
E-7 $1,995 $2,337
O-3 $2,253 $2,352
O-4 $2,313 $2,508

Millington Homes by Price Range

Millington is one of the most affordable markets in the Memphis metro, with most listings between $150K and $350K โ€” well within reach of most BAH and VA loan budgets.

$100K โ€“ $200K

Starter homes and older properties, often ideal first VA loan purchases.

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$200K โ€“ $300K

The heart of the Millington market โ€” solid family homes near the base.

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$300K โ€“ $450K

Newer and larger homes, including some new construction.

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$450K+

Premium and acreage properties in the Millington area.

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All Current Millington Listings

See every active listing in Millington, TN updated in real time.

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Millington Schools

Millington has its own independent district, Millington Municipal Schools, formed in 2013. Families with off-base addresses also have access to several neighboring districts depending on exact location.

PK-12

Millington Municipal Schools

3 schools ยท 2,646 students district-wide ยท 16:1 student-teacher ratio

Option

Bartlett & Arlington School Zones

Some nearby addresses fall within Bartlett City Schools or Arlington Community Schools zones

Millington TN & NSA Mid-South Home Buying FAQ

What is the median home price in Millington, TN?
As of 2026, the median home price in Millington is approximately $251,000โ€“$278,000, making it one of the more affordable markets in the Memphis metro area.
How far is Millington from NSA Mid-South?
Millington is the home of NSA Mid-South โ€” most neighborhoods in the city are within a short drive of the base, making it the most convenient option for military families who want to live close to work.
Should I live on-base or buy a home off-base near NSA Mid-South?
On-base privatized housing at NSA Mid-South has only about 280 units, so wait times can be long. Many PCS families choose to buy off-base in Millington or nearby Bartlett, Arlington, or Atoka instead, using their BAH toward a VA loan with no down payment.
Can I buy a home in Millington before I PCS?
Yes. I regularly help military buyers purchase homes remotely before their move, using video walkthroughs, e-signing, and close coordination with VA lenders so everything is ready by the time you arrive.

Military or VA Buyer?

If you're PCSing to NSA Mid-South or using a VA loan, I specialize in military relocation and BAH-to-mortgage guidance across the entire Memphis metro.

View Military Relocation Guide

Where Is Millington, TN?

New to the area? Here's exactly where Millington sits relative to Memphis and the surrounding suburbs.

Ready to Move in the Next 30 Days?

If you're serious and ready to start touring homes now, skip the research phase and let's get you moving fast.

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PCSing to NSA Mid-South?

I specialize in VA loans and military relocation โ€” let's find the right home for your BAH and timeline.

Venus O. Miller | Realtor/Broker | TN License #296009 | eXp Realty
Cell: (901) 461-3210 | Office: (888) 519-5113 | sellthemidsouth.com
Serving Bartlett, Collierville, Arlington, Germantown, Millington, Lakeland, Atoka, Eads, Piperton, Rossville & surrounding Memphis metro areas.

โš ๏ธ Wire Fraud Warning: Always verify wiring instructions by phone before transferring funds. Venus O. Miller and eXp Realty will never send wiring instructions via email.

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